Cheaper auto insurance for female drivers

Interesting article about auto insurance for women

The fact that women are better drivers than men has been proven by recent insurance rates data.

Of course, this doesn't mean they are guaranteed low rates with the first quote they get. In order to find the best deal, women also need to shop around and compare rates.


Men may like to think they have the upper hand, but when it comes to car insurance goes, they simnply do not.. Auto insurance rates for women are almost always better value than those for men.

But why do women enjoy lower premiums?

Officials reports suggest that women are less likely to be high-risk drivers. Obeying the law, driving responsibly and complying with their auto insurance requirements, is something women are much more likely to do then men.

Men tend to be more dangerous drivers. Women, on the other hand, are less likely to commit a traffic violation intentionally. It is much less likely for a female driver to jump a red light or overtake dangerously.

Are women considered to be safer drivers?

Statistics show that yes, women are safer drivers than men. There are two main reasons for that, female drivers are normally more responsible and observant. Women pay more attention to other drivers and road signs than men do. Of course, being more observant helps women avoid traffic accidents. Statistics have shown men are the cause of accidents more frequently than women by more than 50%.

A lot of women are by nature extremely protective. Often, women drive their kids to school in the morning. The last thing they would want to do is drive dangerously and harm their child.

Another thing women are very protective of, is their jobs. For many women it is hard to land the higher paid positions. Having a traffic violation against them could very well result in the loss of their hard earned job. It is clear that being a careful driver is very important to most women, especially those who have a family and a career.

More and more dads are staying home and more women are pursuing a career, so things may change in the future. At least for now, women have the right to demand cheaper car insurance rates.

Here are more articles on the subject:
cheap car insurance for women
women pay less for car insurance